Free CHC & Care Funding Guides

Free, evidence-based guides on UK care funding. Written in plain English, based on primary legislation.

All articles are reviewed by social workers and care professionals. Our content follows an independent editorial policy with named sources, published dates, and a clear corrections process.

CHC and the Ombudsman: The Final Stage of a CHC Appeal

The PHSO is the final CHC appeal stage — it can't overturn eligibility, only check the NHS followed the process. Of 150 cases it investigated, 55 had failings.

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The CHC Postcode Lottery: Why Geography Decides Outcomes

Nuffield Trust data shows an almost five-fold variation in NHS CHC eligibility — 20 to 95 eligible per 50,000 adults across ICBs. Find your area's rate and what to do next.

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Cheshire West Overruled: What the Deprivation of Liberty Ruling Means for Families

On 2 June 2026 the Supreme Court overruled Cheshire West, ending the DoLS 'acid test'. What the new deprivation of liberty ruling means for families and CHC.

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Continuing Healthcare Funding 2026: The Family Guide

NHS Continuing Healthcare pays 100% of care costs — averaging £65,012 a year per person, with no means test and no cap. Eligibility, PHBs, and PUPoC claims.

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Deferred Payment Agreement: 2026 UK Family Guide

Deferred Payment Agreements let families defer care home fees against the home's value at 4.75% interest in 2026. UK family guide to costs & CHC alternative.

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Deputyship UK 2026: Cost, Time & How to Apply (Family Guide)

Deputyship costs £400 + £320/yr supervision and takes 4–6 months — vs £92 for an LPA. UK family guide — see what to do while you wait for the order.

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What Is DoLS? A Family Guide to UK Liberty Safeguards (2026)

364,900 DoLS applications in 2024–25; only 45% fully assessed. The family guide to what DoLS means, your s.21A right to challenge, conditions, and 2026 LPS reform.

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Domiciliary Care 2026: Costs, Funding & How to Choose

Domiciliary care costs £32/hour on average in 2026, but NHS CHC can fund it 100% — no means test. UK family guide to costs, funding & choosing a CQC provider.

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End of Life Care at Home: What to Expect (and Who Pays)

A gentle, practical guide to end of life care at home — what to expect in the final days, and how NHS Fast-Track CHC can fund care 100% with no means test.

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NHS Funded Nursing Care: Rates, Eligibility and How to Claim

The NHS funded nursing care (FNC) rate is £267.68 a week from April 2026. Who qualifies, how to claim, and how FNC differs from full CHC funding.

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What CHC Families Told Healthwatch — And What to Do Now

CHC eligibility fell from 31% to 17% in 8 years. Healthwatch's 2025 family testimony reveals why so many families fail — and how to use your legal rights.

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