Free CHC & Care Funding Guides

Free, evidence-based guides on UK care funding. Written in plain English, based on primary legislation.

All articles are reviewed by social workers and care professionals. Our content follows an independent editorial policy with named sources, published dates, and a clear corrections process.

NHS Funded Nursing Care Rate Rises to £267.68 in 2026

FNC rises to £267.68/week from April 2026 — the third annual increase. CHC eligibility has nearly halved since 2017. Many families on FNC qualify for full CHC.

Guide

NHS Subject Access Request: 2026 Family Guide (Free Pack)

NHS bodies must answer a Subject Access Request in 1 calendar month. Free 6-letter master pack for GP, hospital, ICB, care home & more — updated for the 2026 DUAA.

Guide

PIP '178 Conditions': What Actually Changed in April 2026

The 178 PIP 'conditions' is a database category, not an eligibility list. From April 2026, new UC health claimants get £217/month unless they meet the SCC.

Guide

PIP Mandatory Reconsideration 2026: Free Letter Template

Only 25% of PIP mandatory reconsiderations succeed — but 64% of tribunal appeals do. Free MR letter generator + 2026 data on when to skip MR for tribunal.

Guide

Respite Care 2026: Who Pays & How to Get It

Residential respite averages £1,377/week in the UK (2026). NHS CHC, a Carer's Assessment and Fast-Track CHC can fund it — family guide to who pays and how to get it.

Guide

Well-Managed Needs in CHC: What the Law Says

79–83% of CHC assessments are rejected. Many families are refused on well-managed needs grounds — but the National Framework says managed needs still count.

Guide

Attendance Allowance: Complete Conditions Guide

There is no official DWP list of 56 conditions for Attendance Allowance. Eligibility is based on care needs, not diagnosis. Find out if you're eligible.

Attendance Allowance

Attendance Allowance: 7 Proven Pitfalls to Avoid

Avoid the 5 most common Attendance Allowance mistakes. AA pays up to £108.55/week but CHC covers 100% of care home costs. Learn which route saves more.

Attendance Allowance

Attendance Allowance: The Complete Application Guide 2026

1.7 million older people in England receive Attendance Allowance — millions more qualify. Higher rate £114.60/week from April 2026. Complete guide to eligibility, how to apply, and what to do if refused.

Attendance Allowance

Care Home Fees: Are Next of Kin Responsible?

Next of kin are not legally liable for care home fees under the Care Act 2014. Learn when liability arises and how to protect your family financially.

Care Home Costs

How to Avoid Paying Care Home Fees: 4 Legal Routes (2026)

How to avoid paying care home fees legally in 2026. Only NHS Continuing Healthcare removes fees entirely — no means test. Compare all 4 legal routes, limits, and how to claim.

Care Home Costs