Free CHC & Care Funding Guides

Free, evidence-based guides on UK care funding. Written in plain English, based on primary legislation.

All articles are reviewed by social workers and care professionals. Our content follows an independent editorial policy with named sources, published dates, and a clear corrections process.

PUPoC Money Math: How to Calculate Your CHC Reclaim

PUPoC Money Math: How to Calculate Your CHC Reclaim

Three years of self-funded care tops £200,000 before interest. Work out a retrospective CHC reclaim — fees plus NHS interest, which is compound RPI, not 8%.

Guide
Respite Care 2026: Who Pays & How to Get It

Respite Care 2026: Who Pays & How to Get It

Residential respite averages £1,377/week in the UK (2026). NHS CHC, a Carer's Assessment and Fast-Track CHC can fund it — family guide to who pays and how to get it.

Guide
Retrospective CHC Claims: Reclaiming Care Fees from the NHS

Retrospective CHC Claims: Reclaiming Care Fees from the NHS

A retrospective CHC claim asks the NHS to refund care home fees self-funded since 1 April 2012. Who can claim, how far back, and the evidence that wins.

Guide
Well-Managed Needs in CHC: What the Law Says

Well-Managed Needs in CHC: What the Law Says

79–83% of CHC assessments are rejected. Many families are refused on well-managed needs grounds — but the National Framework says managed needs still count.

Guide
What is the CHC Decision Support Tool (DST)? A Family Guide

What is the CHC Decision Support Tool (DST)? A Family Guide

The Decision Support Tool decides every NHS Continuing Healthcare case. 12 domains, 5 scoring levels, and one legal test. Here's what families need to know.

Guide
What to Include in a CHC Appeal Letter (with Template)

What to Include in a CHC Appeal Letter (with Template)

The 6-part anatomy of a CHC appeal letter — DST rebuttal, evidence map, Primary Health Need, IRP escalation. 13% succeed at Stage 1. Free template included.

Guide
Who Pays for a Care Home? UK Care Funding Explained (2026)

Who Pays for a Care Home? UK Care Funding Explained (2026)

Four payers fund UK care homes: NHS, council, resident, or family. Only 17% of those assessed claim free NHS funding — here's who pays what in 2026.

Guide
Who Qualifies for CHC Funding in 2026? A Family Guide

Who Qualifies for CHC Funding in 2026? A Family Guide

Who qualifies for CHC funding in 2026? Only 17% of full assessments succeed — but Fast Track has near-100% acceptance. Here's how to tell if your case fits.

Guide
Attendance Allowance: Complete Conditions Guide

Attendance Allowance: Complete Conditions Guide

There is no official DWP list of 56 conditions for Attendance Allowance. Eligibility is based on care needs, not diagnosis. Find out if you're eligible.

Attendance Allowance
Attendance Allowance: 7 Proven Pitfalls to Avoid

Attendance Allowance: 7 Proven Pitfalls to Avoid

Avoid the 5 most common Attendance Allowance mistakes. AA pays up to £108.55/week but CHC covers 100% of care home costs. Learn which route saves more.

Attendance Allowance
Attendance Allowance: The Complete Application Guide 2026

Attendance Allowance: The Complete Application Guide 2026

1.7 million older people in England receive Attendance Allowance — millions more qualify. Higher rate £114.60/week from April 2026. Complete guide to eligibility, how to apply, and what to do if refused.

Attendance Allowance

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